How Much is Your College Degree Worth

How Much is Your College Degree Worth

How Much is Your College Degree Worth: In the current economy, the employment market is very insecure and is satiated with applicants who want the same job and who sometimes share the same qualifications or education. So, in this situation, how can you decide which type of education is best for you and if it is worth all the studying and hard work. This is a feeling shared by many recent grads who don’t know what is their next step. Do they need more education?

How Much is Your College Degree Worth

Below, we will see how much is your college degree worth and how useful is it.

College Degree Analysis

The first thing you have to know is that a three or four-year college degree is directly dependent on how much you have invested in it and how much you can make of it. You should first analyze how much you want to invest in your education and training in every discipline you will study.

The analysis depends on how prestigious is the school, how many years of study are required, and if you need an advanced degree in that area. Usually, fields like business, computers, or science require a Master’s Degree and hands-on training.

Higher degrees help you to have a higher salary not only in your entry-level position but in your career as well. However, be careful because there are fields that don’t require an advanced degree, so it is risky to invest in a higher degree.

Investment in Your College Degree

When you decide that your degree is worthy of your career, you also have to consider the type of investment you have added. For example, you can analyze your degree on how much you have personally invested: your savings, the help you received from your family, the student loans, etc.

All of these factors have to be considered when you decide whether the money and energy invested in your degree are worth it.

There are plenty of advantages of a college graduation degree. People who have completed their graduate degrees are more likely to find jobs and earn more money than high school graduates. According to an international survey, the unemployment rate of a college graduate is very less in comparison with a high school diploma.

If you haven’t found a job with your years of higher education, you should know not to expect a fast return on your investment overnight. You can expect to have your financial return a few years after graduation. If your education experience helped you to enter into a professional field or position, you still have to consider the lack of hands-on experience.


So you have to know that on one hand there are fields that focus more on the education of the applicant, while on the other hand, there are some areas that value the hands-on experience more. For example, you can have many small responsibility jobs before you secure a senior-level position in your field. Here you can finally have a higher salary, more benefits, and responsibilities. This kind of job finally shows you that your education was worth it.

People with a High School Degree earn about $1.2 million in a lifetime income; those with at least an Associate’s Degree can earn about $1.6 million in a lifetime. People who have a Bachelor’s Degree will earn about $2.1 million; graduates with a Master’s Degree earn about $2.5 million in their career, while those with a Doctorate Degree can earn an average of $3.4 million.

The current employment market is a very confusing one. Some jobs require at least a Bachelors’s Degree, and then some ask for a College or a Master’s Degree. Every day, thousands of applicants who have the same skills and qualifications apply for a single job. What can you do? If you think of getting more education, you need to first analyze if it is worth it in your field and compare your investment with the financial returns.

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